LEGAL

LEGAL

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INTRODUCTION

INTRODUCTION

INTRODUCTION

Iris End User Agreement

This End User Agreement (โ€œAgreementโ€) is a legal document between you (โ€œUserโ€ or โ€œyouโ€) and Panorama Financial, doing business as Iris Finance (โ€œCompany,โ€ โ€œwe,โ€ or โ€œusโ€) that governs your use of our services. By using our services, you agree to be bound by the terms and conditions of this Agreement.

This End User Agreement (โ€œAgreementโ€) is a legal document between you (โ€œUserโ€ or โ€œyouโ€) and Iris Finance (โ€œCompany,โ€ โ€œwe,โ€ or โ€œusโ€) that governs your use of our services. By using our services, you agree to be bound by the terms and conditions of this Agreement.

This End User Agreement (โ€œAgreementโ€) is a legal document between you (โ€œUserโ€ or โ€œyouโ€) and Iris Finance (โ€œCompany,โ€ โ€œwe,โ€ or โ€œusโ€) that governs your use of our services. By using our services, you agree to be bound by the terms and conditions of this Agreement.

Acceptance of Terms

By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by this Agreement, including any future modifications that may be made. If you do not agree to these terms, please refrain from using our services.

By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by this Agreement, including any future modifications that may be made. If you do not agree to these terms, please refrain from using our services.

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Google Account Integration

Connecting your Google account is optional. If you connect it, you authorize Iris to export your Fin tables to your Google Sheets, but only when you request an export. You are responsible for your Google account and Drive files, for the content you export, and for who has access to the resulting sheets. Use of Google features is also subject to Googleโ€™s own terms, and Iris is not responsible for Google outages or changes to Googleโ€™s services. Our handling of Google user data is described in our Privacy Policy, including the Google API Services User Data Policy Limited Use requirements.

Privacy and Security

We are committed to protecting your privacy and ensuring the security of your personal information. Our data collection, processing, and sharing practices are outlined in our Privacy Notice. By using our services, you consent to the collection, use, and disclosure of your data as described in the Privacy Notice.

We are committed to protecting your privacy and ensuring the security of your personal information. Our data collection, processing, and sharing practices are outlined in our Privacy Notice. By using our services, you consent to the collection, use, and disclosure of your data as described in the Privacy Notice.

INTRODUCTION

Disconnecting Google

You may disconnect Google in Iris or revoke Irisโ€™s access at myaccount.google.com/permissions at any time. Disconnecting deletes the stored Google tokens. Sheets already exported remain in your Google Drive under your control. Google-derived data is deleted as described in our Privacy Policy.

Use of Services

You may use our services solely for lawful purposes and in compliance with applicable laws and regulations. You agree not to engage in any activity that may disrupt or interfere with the proper functioning of our services or compromise the security of our systems.

You may use our services solely for lawful purposes and in compliance with applicable laws and regulations. You agree not to engage in any activity that may disrupt or interfere with the proper functioning of our services or compromise the security of our systems.

Intellectual Property

All content and materials provided through our services, including but not limited to text, graphics, logos, images, and software, are the property of Iris Finance or its licensors and are protected by intellectual property laws. You agree not to reproduce, modify, distribute, or create derivative works based on such content without our prior written consent.

All content and materials provided through our services, including but not limited to text, graphics, logos, images, and software, are the property of Iris Finance or its licensors and are protected by intellectual property laws. You agree not to reproduce, modify, distribute, or create derivative works based on such content without our prior written consent.

Limitation of Liability

In no event shall Iris Finance be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of our services, even if we have been advised of the possibility of such damages. You agree to use our services at your own risk.

In no event shall Iris Finance be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of our services, even if we have been advised of the possibility of such damages. You agree to use our services at your own risk.

Third-Party Links

Our services may contain links to third-party websites or services that are not owned or controlled by Iris Finance. We are not responsible for the content, privacy practices, or any other aspect of such third-party sites or services. Your use of third-party links is at your own discretion and risk.

Our services may contain links to third-party websites or services that are not owned or controlled by Iris Finance. We are not responsible for the content, privacy practices, or any other aspect of such third-party sites or services. Your use of third-party links is at your own discretion and risk.

Termination

We reserve the right to suspend or terminate your access to our services at any time, with or without cause or notice. Upon termination, you must cease all use of our services and any related content or materials. On account closure, stored Google tokens are deleted and Google-derived data is deleted within 30 days, as described in our Privacy Policy.

We reserve the right to suspend or terminate your access to our services at any time, with or without cause or notice. Upon termination, you must cease all use of our services and any related content or materials. On account closure, stored Google tokens are deleted and Google-derived data is deleted within 30 days, as described in our Privacy Policy.

Governing Law and Jurisdiction

This Agreement shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of laws principles. Any disputes arising out of or in connection with this Agreement shall be subject to the exclusive jurisdiction of the courts of the United States.

This Agreement shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of laws principles. Any disputes arising out of or in connection with this Agreement shall be subject to the exclusive jurisdiction of the courts of the United States.

Changes to the Agreement

We may modify this Agreement at any time by posting the revised version on our website or through other means of notice. Your continued use of our services after any such modifications constitutes your acceptance of the revised Agreement.

We may modify this Agreement at any time by posting the revised version on our website or through other means of notice. Your continued use of our services after any such modifications constitutes your acceptance of the revised Agreement.

Entire Agreement

This Agreement constitutes the entire agreement between you and Iris Finance regarding your use of our services and supersedes any prior agreements or understandings, whether written or oral.If you have any questions or concerns about this Agreement, please contact us at support@irisfinance.co.

This Agreement constitutes the entire agreement between you and Iris Finance regarding your use of our services and supersedes any prior agreements or understandings, whether written or oral.If you have any questions or concerns about this Agreement, please contact us at support@irisfinance.co.

INTRODUCTION

Contact and Dates

Questions about these terms: support@irisfinance.co. Effective date: October 16, 2026. Last updated: October 16, 2026.

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Get Started with Iris

Get Started with Iris